Is Homeowners Insurance Required in New York?
The requirement usually comes from your mortgage lender. New York's Department of Financial Services notes that a lender may require a Special Form policy, also called HO-3, if you want to take out a mortgage.
Send your policyMore on home insurance in New York
Send your current policy for a rate
It's the fastest way to a rate: one photo or PDF instead of a long form. John or Allen reads it and comes back to you.
Find your declarations page
It's usually the first page of your policy or renewal packet. You can also download it from your insurer's website or app.
Take a photo or choose a file
Lay the page flat in good light with all four corners showing. A PDF or a screenshot works too.
Send everything at once
Home, auto, and umbrella can go together. We sort them, and each policy gets its own review.
