Life Insurance in New York
Life insurance helps bridge the gap between what your family would need if you pass away and what other income and savings would provide, according to New York's Department of Financial Services. How much you need depends on your family, your income, and your debts. John Lepore Agency serves households in Rockland and Putnam Counties. Call 855-945-1900 or send your current policy for a rate.
What life insurance can help pay for
What shapes how much coverage you need
Questions about life insurance
Can I cancel a new life insurance policy?
Yes, within the free look period. New York requires a free look period of at least 10 days and up to 30 days, and 30 days for any policy offered through the mail, according to the Department of Financial Services.
Why buy life insurance before I need it?
You can't always buy it when you need it. You generally need to be in reasonably good health to buy most types of life insurance.
How often should I review my life insurance?
Every few years, and whenever your family or finances change, as the Department of Financial Services recommends.
Send your life policy to the Magic Box
It's the fastest way to a rate: one photo or PDF instead of a long form. John or Allen reads it and comes back to you.
Find your declarations page
It's usually the first page of your policy or renewal packet. You can also download it from your insurer's website or app.
Take a photo or choose a file
Lay the page flat in good light with all four corners showing. A PDF or a screenshot works too.
Send everything at once
Home, auto, and umbrella can go together. We sort them, and each policy gets its own review.