Business Owners Policy (BOP) in New York
A business owners policy, or BOP, is a package that commonly combines property and general liability coverage for a business. New York's Department of Financial Services says a package policy is generally less expensive than buying coverages separately. Call 855-945-1900 to see if your business qualifies.
What to check before you buy a business owners policy
Eligibility
It depends on your business type and size
Separate needs
Commercial auto and workers compensation usually need their own policies.
Have your current business owners policy? Send a photo for a rate
It's the fastest way to a rate: one photo or PDF instead of a long form. John or Allen reads it and comes back to you.
Find your declarations page
It's usually the first page of your policy or renewal packet. You can also download it from your insurer's website or app.
Take a photo or choose a file
Lay the page flat in good light with all four corners showing. A PDF or a screenshot works too.
Send everything at once
Home, auto, and umbrella can go together. We sort them, and each policy gets its own review.